Pay as You Drive Insurance

Blog, Commentary, Les Routledge

Why I do not like the overall approach this auto insurance company has employed, it is a start in the migration toward charging for insurance based on people actual risk in driving instead of unrelated factors such as income or credit history.

In my situation, I drive 95% of the time on rural roads with no other traffic.  I object to having to pay huge insurance costs based on the false assumption that I am travelling in risky areas.

In Manitoba, I am particularly annoyed that I am forced to purchase collision insurance on my vehicle when I am more than willing to self-insure that risk.